My Funded Futures vs Topstep

Compare pricing, evaluation rules, funded rules, payouts and platforms side by side. Change the firm, account type or size in each card and the whole table updates instantly.

My Funded Futures logo
My Funded FuturesS

🇨🇦 Canada · est. 2023

-20%
Firm
Account Type
Account Size
Topstep logo
TopstepA

🇺🇸 United States · est. 2012

Firm
Account Type
Account Size
Compare a third firm:
Metric
My Funded Futures
Topstep
Metrics
Total CostAfter active discount
$157$125.60
Save $31.40-20%
$49/mo
Best Price
Cost per $1KPrice ÷ buying power
$2.51
$0.98/moBest
Billing
One-time fee
Monthly subscription
Profit SplitTrader share once funded
90%
90%
Evaluation Rules
Profit Target
$3,000
$3,000
Maximum Drawdown
$2,000 (EOD Trailing)
$2,000 (EOD Trailing)
Daily Loss Limit
NoneBest · None
$1,000
Min Trading Days
1 dayBest
Unverified
Reset Fee
$49
Max Contracts
5 minis / 50 micros
5 minis / 50 micros
Funded Rules
Funded Drawdown
$2,000 Real-Time Trailing
$2,000 EOD Trailing
Consistency Rule
50% (eval only)
50% (eval)
News Trading
Allowed
Allowed
Max Live Balance
Unverified
Unverified
Payouts & Fees
Payout Frequency
Within 24 hours
Daily (up to 5/week)
Min Payout
$500
Payout CapPer payout window
$4,000
Activation FeeTo start the funded account
NoneBest
$149
Platforms & Payouts
Platforms
  • TradovateTradovate
  • NinjaTraderNinjaTrader
  • TradingViewTradingView
  • TradingViewTradingView
  • NinjaTraderNinjaTrader
  • TradovateTradovate
Payout Methods
  • RiseRise
  • WiseWise
  • PlaidPlaid
  • WiseWise
  • PlanePlane
Get Started
View

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Key Differences

My Funded Futures and Topstep take noticeably different approaches to funding traders. Topstep is the cheapest way in — entry-level evaluations start at $49, versus $87.20 at My Funded Futures.

On experience, Topstep has been operating since 2012, giving it the longest public payout track record here, while My Funded Futures (est. 2023) competes with within 24 hours payouts and a maximum allocation of $600K. Profit splits reach 90% at My Funded Futures and 90% at Topstep.

Rule structure is where most traders should focus: compare each firm's drawdown style, consistency rule and daily loss limit in the table above — switching the account type and size dropdowns updates every row so you can compare the exact accounts you'd actually buy.

Trading Rules: Side-by-Side

Rule
My Funded Futures
Topstep
Weekend Holding
Not allowed
Not allowed
Overnight Holding
Allowed (funded)
Not allowed
Hedging
Not allowed
Not allowed
Copy Trading
Allowed (own accounts)
Allowed (own accounts)
EAs / Automation
Allowed with restrictions
Semi-automated only

Which Firm Is Right for You?

Budget-Conscious Beginners

Our pick

Topstep

  • Evaluations from $49
  • Standard · RTA On uses a eod trailing drawdown
  • Payouts: Daily (up to 5/week)
View Topstep

Experienced Traders

Our pick

My Funded Futures

  • Scale up to $600K in total allocation
  • Profit split up to 90%
  • Builder Plan ($2K Max Loss) for advanced rule flexibility
View My Funded Futures

Frequently Asked Questions

With current discounts, entry-level evaluations start at $87.20 at My Funded Futures (code TICKSHIFT), $49 at Topstep. Use the dropdowns above to compare the exact account type and size you plan to buy — pricing gaps change significantly across sizes, and the “Cost per $1K” row normalizes them.